Buying on one income, with kids, feels impossible. It might not be.
As a single parent you might get into your first home on a 2% deposit, with no LMI. Here's the free guide that shows you how.
- As little as a 2% deposit, no LMI
- A Government scheme built for single parents
- Plus Help to Buy if a loan feels like a stretch
Rated 10/10 on Reviewr · helping single parents into their first home across the west & north
Get the 2% Deposit Guide
Where should I send it? Straight to your inbox.
This might be more possible than you think
There's an Australian Government scheme built specifically for single parents. The Family Home Guarantee lets you buy with as little as a 2% deposit, and skip LMI.
Built for you
For single parents and single legal guardians with at least one dependent. You don't even have to be a first home buyer.
Skip LMI
The Government guarantees part of your loan, so you avoid an insurance premium that can run into the thousands.
Or try Help to Buy
The Government can take a share of the home with you, so your loan and repayments are smaller.
Hi, I'm Jacob
Mortgage Broker · Alliance Financial Group · Yarraville
I help first home buyers across Melbourne's west and north, and I've seen plenty of single parents assume the door is closed when it isn't. I'll tell you honestly where you stand, line up the right scheme and grants, and handle the finance, no jargon and no pressure.
- Local, Yarraville-based
- 300+ lender panel
- Free to you
- Credit Rep 570865
How it works
Three simple steps, at your pace.
Grab the guide
See how the 2% scheme and Help to Buy work, and what you'd need, in about 5 minutes.
Book a free chat
A no-pressure 30-minute call. I'll tell you honestly what's possible on your income.
Into your home
We sort your pre-approval and I manage the finance through to settlement.
What buyers say
Real words from people I've helped into their first home.
“From the very beginning, Jacob was with us every step of the way, making what could have been a stressful process feel simple. Clear communication, and he took the time to explain our options so we always understood. His professionalism and genuine support gave us confidence from start to finish. Highly recommend.”
— Jason Law
Verified 10/10 on Reviewr
“Jacob was a fantastic mortgage broker who made the entire process smooth and stress-free. Knowledgeable, responsive, and truly committed to helping us get into our home. Highly recommend!”
— Charlotte Miller
Verified 10/10 on Reviewr
“An amazing experience. Jacob was extremely responsive and supportive throughout, always keeping us updated and answering our questions right away. His professionalism and dedication truly stood out. We couldn't have asked for a better person to guide us.”
— Dilan Ismail
Verified 10/10 on Reviewr
A word, parent to buyer. Plenty of single parents assume the door is closed. Often it isn't. The worst that happens from a quick chat is you find out where you stand. The best is you get the keys to your own place.
Questions single parents ask
Let's find out what's possible for you
Grab the free guide, or book a no-pressure 30-minute chat and I'll tell you honestly where you stand.
Book a free 30-min chatGeneral information only. It is current as at August 2026 and does not take into account your personal circumstances, so it is not financial or credit advice. Government scheme rules, price caps and eligibility criteria can change and will be confirmed for your situation. The Family Home Guarantee and Help to Buy are Australian Government initiatives administered by Housing Australia; stamp duty and the First Home Owner Grant are administered by the Victorian State Revenue Office. Jacob Williams is credit representative number 570865 of Alliance Financial Group Pty Ltd ACN 123 511 848 (Australian Credit Licence 390664).